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(Provided with permission by Tower Life Ltd)
Consider this: if something happened to you which hindered your ability to earn an income, how far would that get you and your loved ones back? Depending on your age, the cost wouldn't be measured in thousands of dollars - it's more likely to be in the millions. Your ability to continue to earn an income is by far your most valuable asset. It's what makes your lifestyle possible. If your income stream stopped suddenly, you may find that you:
- are unable to service your debt
- can't pay for your children's education
- disrupt your partner's work, as they support and care for you
- jeopardise your retirement plans by cutting off your income prematurely.
In addition, you're likely to incur additional expenses, such as rehabilitation and hospital care. Fortunately at Fortitude, we have a number of insurance solutions that could work for you and give you peace of mind in times of personal crisis.
If the unthinkable were to happen, we'd have you and your loved ones covered. We have a range of products that are designed to safeguard your financial future.
- Life Protection - pays a lump sum if you die or are diagnosed with a terminal illness.
- Total and Permanent Disablement Protection - TPD Protection pays a lump sum if you become totally and permanently disabled due to sickness or injury.
- Salary Continuance/Income Protection - replaces up to 75% of your monthly income if you become disabled through sickness or injury and are unable to work.
- Trauma Protection - pays a lump sum if you die, or are diagnosed with a terminal illness or on the first occurrence of suffering one of the specified medical conditions.
- Business Expense Protection - reimburses you for the cost of keeping your business running while you're unable to work.
Some of the types of insurance that Fortitude offers may be unfamiliar and confusing, or you may not know how to pick the most appropriate cover for your personal circumstances. We strongly suggest you speak to your
financial adviser - they'll be able to tailor an insurance package that will provide you and your family with confidence that, no matter what life throws at you, your financial future is secure.This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, we recommend you consider, with or without the assistance of a financial adviser, whether the information is appropriate in light of your particular needs and circumstances.
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